Terms of Use
All services and information
available via capitalregional.com are covered by the terms and
conditions described below. By using the Desjardins Capital régional
et coopératif site, you agree to abide by these terms and conditions.
Desjardins Capital régional
et coopératif reserves the right to change the terms and conditions
at any time without advance notice. In such cases, Desjardins Capital régional et coopératif may post change notices directly on the
site or may insert links to such change notices.
Users from other countries
Users from other countries are required to comply with the site's
established terms and conditions, as well as with terms and conditions
applicable in any country where this site may be operational.
1. Description of services
Desjardins Capital régional
et coopératif ("the Société") currently provides users with communication
tools ("the Service").
Unless otherwise specified, any new feature that enhances or
augments one or more existing services, or any new service launched
by the Société, will be subject to the Terms of Use in effect
for this site.
You alone are responsible for paying the costs associated with
use of the Service, such as Internet connection charges or fees
charged for connecting to networks that provide access to Internet
content. As well, you are responsible for acquiring any equipment
needed for such connections.
2. User identification
You are not required to identify yourself when making use of
the Service. At the same time, the more accurate, complete and
current your personal information, the easier it will be to tailor
the Service to your requirements.
3. Protection of personal information
The Société is keenly aware of the need to protect your security
and privacy, particularly in regard to any information you provide
to the Société while making use of the Service.
Please refer to the site's Confidentiality
statement for details about the Société's practices in this
area.
4. Protection of children
The Société is concerned about protecting children who use this
site.
We invite parents to monitor their children's Internet usage
and to bear in mind that the services provided via the Société's
site are designed to appeal to a broad audience. Therefore, as
the legal guardians of their children, parents are responsible
for determining which services may or may not be appropriate for
their children and monitoring their use in this regard.
5. Security
To find out more about security measures concerning the use of
capitalregional.com, please read this site's Security
statement.
6. Restrictions on use of content
It is prohibited to reproduce by any means whatsoever the information,
data, text, software, music, sounds, photos, images, videos, communications
and other materials (collectively "Content") included with the
Service.
More specifically, it is prohibited to:
- forge headers or otherwise manipulate content transmitted
through the Service
- upload, post, e-mail, transmit or otherwise make available
any Content that contains computer viruses or other computer
code, files or programs designed to interrupt, destroy or limit
the functionality of any software, computer, application or
telecommunications equipment (this list may include other elements
without limitation)
- interfere with, disrupt, or make abusive use of the Service,
or servers or networks connected to the Service, or refuse to
comply with any requirements, procedures, general regulations
or regulatory provisions applicable to networks connected to
the Service
- infringe, whether intentionally or not, any existing national
or international laws or regulations, or without limitation,
any regulations adopted by the Québec securities commission
(CVMQ), the Montreal and Toronto stock exchanges, FTSE, NIKKEI,
Dow Jones and Nasdaq, or any other rules or regulations with
force of law
- collect and store personal information relating to other users
- sell, resell or operate on any commercial basis whatsoever
any portion of the Service or any use of the Service or access
privileges associated with the Service
7. Links to outside Web sites
The Service or third parties may include links to other Web sites
or other Internet sources. Since it has no control over these
outside sites and sources, the Société is not responsible for
their availability, nor can it assume any responsibility for the
content, links, advertising, products, services or other materials
made available by or through such external sites or sources. Furthermore,
the Société is not liable for any loss or damage, caused or alleged
to be caused by, or arising in connection with, the use of or
reliance on Content, products and services made available on these
outside sites or sources.
Consequently, it is up to you to exercise discretion in your
use of such Content. Likewise, you are responsible for assuming
all inherent risks, particularly when you rely on the timeliness,
usefulness or completeness of the content made available on or
through the sites or sources referred to by the Service.
8. Statement on financial information
and advice
The Service is provided to you for information purposes only.
Therefore, content disseminated in connection with the Service
is not destined to be used in conducting transactions or making
investment decisions. The Société will not assume any responsibility
for the Content or the accuracy of all or part of the information
transmitted in connection with the Service. Likewise, the Société
will not be responsible for investment orders or decisions based
on such information.
9. The Société and intellectual property
The Service may contain confidential information protected by
existing intellectual property laws or other legislation.
Content included in advertising and information made available
to you as part of the Service are protected by the laws applicable
to copyright, trademarks and patents and by any other rights set
forth in existing legislation.
Unless expressly authorized by the Société, it is therefore prohibited
to copy, alter, rent, borrow, sell, distribute or create derivative
works based in whole or in part on the Service.
10. Limitation of liability
To the fullest extent possible pursuant to applicable law, the
Société will in no way be liable for any direct or indirect damage,
including without limitation the loss of profits, customers or
data, or other loss of intangible assets, even if the Société
has been advised about the possibility of such damage, that may
arise:
(i)from the use or inability to use the Service
(ii)from the actions or conduct of a third party in the course
of using the Service
11. Trademarks
Desjardins Capital régional et coopératif and its logo, along
with trademarks, all other logos and existing or future Desjardins
product/service names, are registered trademarks belonging to
Desjardins (collectively "Desjardins Trademarks"). It is prohibited
to use or otherwise disseminate Desjardins Trademarks in any way
without the express authorization of Desjardins
12. Miscellaneous
The Service Terms of Use represent the entire agreement between
the Société and you with regard to use of the Service and they
supersede any prior agreement between you and the Société concerning
use of the Service. You may also be subject to additional Terms
of Use specific to certain services, third party content and third
party software that will be disclosed to you once you access such
services, content or software. The failure by the Société to exercise
any rights conferred upon it by virtue of the Terms of Use in
no way constitutes a waiver of such rights. Should any provision
of these Terms of Use be judged to be invalid by the decision
of a court, all other provisions will remain in effect and continue
to apply. The section titles in the Terms of Use are provided
for information purposes only and have no legal effect.