Generally, due to the minimum holding period of seven years, as prescribed by the Act constituting Capital régional et coopératif Desjardins the acquisition of shares must be considered as a long-term investment. After having held shares for seven years, a shareholder can submit a request to the Company for redemption.

Pursuant to the provisions set out in its prospectus, if the shareholder redeems all or a portion of its shares held for the mandatory seven-year holding period, the shareholder will not be entitled to claim a tax credit for any subscription made during the current issue and for any subsequent subscription.

Consequently, shareholders who, between now and February 28, 2009, opt for the full or partial redemtion of shares of the 2001 and/or 2002 issue (if purchased before March 1, 2002) will not be eligible for the tax credit in the 2008 taxation year and subsequently.

In addition, under the provisions of the Act, you can request Capital régional et coopératif Desjardins to redeem at any time all or a part of your shares or fractional shares, under certain specific circumstances:

Death

30 days of the date of subscription

Severe and permanent mental or physical disability

What is the procedure for the redemption of my shares?