How
can you tell if Capital régional et coopératif
Desjardins is an attractive investment for you?
- You are seeking an investment that provides an impressive
tax credit and potential long-term yield;
- You are interested in investing in development capital
that will assist regional development;
- You are an investor who is prepared to accept a certain
level of risk in your investments;
- You contribute the maximum to your RRSP and are seeking
an additional tax deduction;
- You are pre-retired or already retired, you can no longer
contribute to an RRSP, and you have a high income;
- You are seeking an additional tax deduction to reduce your
taxes owing;
- You contribute a significant amount to your pension fund,
which limits your contribution to an RRSP.
You can acquire Capital
régional et coopératif Desjardins shares if you
are an individual, member or not, of a caisse Desjardins, and
if you are a Québec resident on December 31 of the
year during which you acquire shares.
| What
you need to know: |
| Entitles you to a
Québec tax credit of 50% of the purchase amount,
non-refundable and with no carry-over from one year
to another. |
| Minimum amount of
purchase is $500 and subsequent purchases in multiples
of $100, for a maximum of $5,000 per year. |
| Not eligible for
RRSP or RRIF, nor to any other deferred tax plan. |
| The buyback may incur
a capital gain or loss. |
| Mandatory 7-year
holding period. |
| Administrative charges
of $50 (including taxes) is due when the account is
opening and closed. |
| Limit date for acquisition:
Last day of February for the tax year ending the previous
December 31. |
| Not transferable
to another person. |
|
