Buying shares

The pre-subcription period for 2021 is over.

Buying shares

The pre-subcription period for 2021 is over.

2021 share issue

  • The pre-subscription period is over.
  • Demand for shares exceeded the authorized limit of $140 million.
  • A random selection will take place on September 27, 2021.
  • Selected investors may submit their subscription between September 28 (9 a.m.) and November 1, 2021 (5 p.m.).

Purchasing process

A random selection process is in place if demand exceeds $140 million.

If demand for the shares is less than $140 million, all investors who complete the form are able to buy shares.


The pre-subcription period ended on September 20, 2021 (5 p.m.).

During the pre-subcription phase, interested investors had to complete a request using the secure Web form that was available to them on this page, in AccèsD and on Desjardins website.

Email notification

To make sure you don't miss the next pre-subscription period, sign up for an email notification today.

Sign up

Subscription (selected investors only)

Investors who filled out the presubscription form will be notified by email or post (as per their preference) during the week of September 27.

Investors selected in the first round may subscribe from September 28 to November 1, 2021.

All selected investors, whether or not they are already CRCD shareholders, will be able to subscribe directly online via AccèsD, without having to make an appointment at a caisse. Investors who do not use AccèsD should contact an advisor at a caisse.

Need financial advice or support? Your caisse advisor is there for you.

Product features

  • Available to all Québec taxpayers (deemed residents of Québec as at December 31 for tax purposes), members of Desjardins or not, 18 or over
  • Minimum annual purchase of $500 (and in units of $100 after that) up to a maximum of $3,000
  • Non-refundable tax credit in Québec of 30% of the amount invested
  • Tax credit may be transferred between spouses, but not carried forward to a subsequent tax year
  • Minimum seven-year holding period
  • Investment is independent of workers’ funds (which means investors can subscribe for shares in a workers’ fund as well as shares of CRCD)
  • Not eligible for TFSAs, RRSPs, RRIFs or any other registered plan
  • Return not guaranteed, potential capital gain or loss on redemption
  • On redemption, loss of tax credit on any new subscription
  • Administrative charges of $50 (taxes included) are payable on account opening and closing

Incentives for investing

  • You have a high taxable income
  • Your RRSP no longer gives you income tax savings
  • You're looking for ways to reduce your tax bill
  • You want to diversify your portfolio
  • You want an attractive tax credit and long-term return potential
  • You're interested in contributing to the growth and continuity of Québec companies and cooperatives


Cautionary note

CRCD shares are not guaranteed, their value fluctuates and their past performance is not indicative of their future returns. Investment fees may apply. Please read the prospectus before investing.